Ask about your numbers. Get the analysis back.
Ask Verain is the AI analyst in Verain Finance. It reads your ledger through read-only tools and answers with a table, chart or waterfall you can open, export or move into a report. Figures in its answers are checked against the data it retrieved.
Why did gross margin move in October?
Gross margin rose to 42,5% in October, up 0,8 points on September.
The mix did most of it. Maintenance contracts grew to 46% of revenue, and they carry the highest margin at 52,9%. Parts and materials, the lowest-margin line at 21,5%, fell from 18% to 14% of revenue.
Gross margin by article group, October 2026
| Article group | Revenue | Share | Margin |
|---|---|---|---|
| Maintenance contracts | €1.329.253 | 46% | 52,9% |
| Installation projects | €866.904 | 30% | 35,2% |
| Parts and materials | €404.555 | 14% | 21,5% |
| Service calls | €288.968 | 10% | 46,0% |
| Total | €2.889.681 | 100% | 42,5% |
3 data sources (1.284 rows)
Which customers grew most this year?
Fjordlys Bygg AS grew most: revenue is +43,5% on the same months last year, at €2,05M.
Kortveld Logistiek added the most in euros (+€875k). Oostzand Retail is the only top-five customer below last year, at −2,7%.
Revenue growth by customer, January to October
2 data sources (18.406 rows)
How did we do vs prior year?
Year to date, revenue is €25,60M, +9,4% on last year. EBITDA grew faster, by 22,2%, to €3,80M.
Net income stands at €2,59M, 10,1% of revenue. The Norwegian AS contributes 24,7% of group revenue.
Year to date, January to October
| This year | Last year | Δ | |
|---|---|---|---|
| Revenue | €25.602.154 | €23.395.060 | +9,4% |
| Gross profit | €10.575.401 | €9.554.287 | +10,7% |
| EBITDA | €3.795.160 | €3.104.603 | +22,2% |
| Net income | €2.591.592 | €2.071.593 | +25,1% |
2 data sources (2.217 rows)
How it answers
It reads your books instead of guessing.
Every answer is built from tools that read your ledger: the P&L, balance sheet and cash flow, KPIs, budget versus actual, trends and variance drivers, account and balance-sheet drill-downs, a search across your bookings, breakdowns by dimension, the cash forecast and its drivers, what is due and overdue, anomalies, unmapped accounts, the working-capital trend and a calculator. The tools are read-only, so a question cannot change your books.
Why did gross margin move in October?
Gross margin rose to 42,5% in October, up 0,8 points on September.
The mix did most of it. Maintenance contracts grew to 46% of revenue, and they carry the highest margin at 52,9%. Parts and materials, the lowest-margin line at 21,5%, fell from 18% to 14% of revenue.
Gross margin by article group, October 2026
| Article group | Revenue | Share | Margin |
|---|---|---|---|
| Maintenance contracts | €1.329.253 | 46% | 52,9% |
| Installation projects | €866.904 | 30% | 35,2% |
| Parts and materials | €404.555 | 14% | 21,5% |
| Service calls | €288.968 | 10% | 46,0% |
| Total | €2.889.681 | 100% | 42,5% |
3 data sources (1.284 rows)
Which customers grew most this year?
Fjordlys Bygg AS grew most: revenue is +43,5% on the same months last year, at €2,05M.
Kortveld Logistiek added the most in euros (+€875k). Oostzand Retail is the only top-five customer below last year, at −2,7%.
Revenue growth by customer, January to October
2 data sources (18.406 rows)
How did we do vs prior year?
Year to date, revenue is €25,60M, +9,4% on last year. EBITDA grew faster, by 22,2%, to €3,80M.
Net income stands at €2,59M, 10,1% of revenue. The Norwegian AS contributes 24,7% of group revenue.
Year to date, January to October
| This year | Last year | Δ | |
|---|---|---|---|
| Revenue | €25.602.154 | €23.395.060 | +9,4% |
| Gross profit | €10.575.401 | €9.554.287 | +10,7% |
| EBITDA | €3.795.160 | €3.104.603 | +22,2% |
| Net income | €2.591.592 | €2.071.593 | +25,1% |
2 data sources (2.217 rows)
What you get back
Tables and charts, not a wall of text.
Answers come as tables, charts (bar, pie, series, treemap, Sankey, pivot), metric cards, comparisons, reconciliations or a short narrative. Export a table to CSV or Excel, print it, or insert it into a management report and make it live, so it follows the report from month to month.
Why did gross margin move in October?
Gross margin rose to 42,5% in October, up 0,8 points on September.
The mix did most of it. Maintenance contracts grew to 46% of revenue, and they carry the highest margin at 52,9%. Parts and materials, the lowest-margin line at 21,5%, fell from 18% to 14% of revenue.
Gross margin by article group, October 2026
| Article group | Revenue | Share | Margin |
|---|---|---|---|
| Maintenance contracts | €1.329.253 | 46% | 52,9% |
| Installation projects | €866.904 | 30% | 35,2% |
| Parts and materials | €404.555 | 14% | 21,5% |
| Service calls | €288.968 | 10% | 46,0% |
| Total | €2.889.681 | 100% | 42,5% |
3 data sources (1.284 rows)
Which customers grew most this year?
Fjordlys Bygg AS grew most: revenue is +43,5% on the same months last year, at €2,05M.
Kortveld Logistiek added the most in euros (+€875k). Oostzand Retail is the only top-five customer below last year, at −2,7%.
Revenue growth by customer, January to October
2 data sources (18.406 rows)
How did we do vs prior year?
Year to date, revenue is €25,60M, +9,4% on last year. EBITDA grew faster, by 22,2%, to €3,80M.
Net income stands at €2,59M, 10,1% of revenue. The Norwegian AS contributes 24,7% of group revenue.
Year to date, January to October
| This year | Last year | Δ | |
|---|---|---|---|
| Revenue | €25.602.154 | €23.395.060 | +9,4% |
| Gross profit | €10.575.401 | €9.554.287 | +10,7% |
| EBITDA | €3.795.160 | €3.104.603 | +22,2% |
| Net income | €2.591.592 | €2.071.593 | +25,1% |
2 data sources (2.217 rows)
Checked
Figures checked against the data it retrieved.
The figures in an answer are checked against the data the tools returned, and charts and tables list the data sources behind them. A chart or table that fails the check is rebuilt rather than shown as it was.
Context
It knows where you are.
Ask from a report and Verain knows the page you are on. It suggests follow-up questions, remembers your preferences, and keeps your conversations, so last month’s analysis is still there when you need it.
- The assistant only gets the tools and reports your role allows
- Ask in English or Dutch
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Ask your own numbers.
Twenty minutes, with questions about your own ledger.