Every statement, straight from your ledger.
Profit and loss, balance sheet, cash flow, KPIs and variance, generated from your own books. Click any figure down to the accounts and the bookings beneath it, and take it anywhere through one Export menu.
Variance
5 favourable 1 unfavourable
| Line | Actual | Budget | Variance | % | |
|---|---|---|---|---|---|
| Revenue | €2.889.681 | €2.878.291 | €11.390 | +0,4% | Favourable |
| Cost of sales | −€1.661.431 | −€1.683.800 | €22.369 | +1,3% | Favourable |
| Gross profit | €1.228.250 | €1.194.491 | €33.759 | +2,8% | Favourable |
| Personnel costs | −€451.544 | −€457.882 | €6.338 | +1,4% | Favourable |
| −€253.317 | −€241.858 | −€11.459 | −4,7% | ||
| Other operating costs are €11k over budget in October. Marketing explains it: €20k over its own budget of €41k, mainly the trade fair stand at the Installatievakbeurs (€27.966, booked 14 Oct). Housing, Car costs, ICT and software, and General costs came in under budget. Based on: P&L and accounts 4100–4800, Oct 2026 | |||||
| EBITDA | €523.389 | €494.751 | €28.638 | +5,8% | Favourable |
P&L 4600 Marketing
Click a line to open the accounts behind it.
| Account | Actual | Budget | Variance |
|---|---|---|---|
| 4100 Housing | −€75.995 | −€77.395 | €1.400 |
| 4300 Car costs | −€32.931 | −€33.860 | €929 |
| 4500 ICT and software | −€53.197 | −€55.627 | €2.430 |
| −€60.796 | −€41.116 | −€19.680 | |
| 4800 General costs | −€30.398 | −€33.860 | €3.462 |
| Total | −€253.317 | −€241.858 | −€11.459 |
| Date | Booking | Amount |
|---|---|---|
| 3 oct | Online campaigns, October | −€17.631 |
| 14 oct | Trade fair stand, Installatievakbeurs | −€27.966 |
| 21 oct | Brochures and print | −€9.119 |
| 28 oct | Sponsorship, local football club | −€6.080 |
| Total | −€60.796 |
Statements
The statements, and the monthly view.
The classic P&L, balance sheet, cash flow and KPIs, a P&L per cost centre or dimension, and a compare view of budget, actual and forecast. The monthly P&L puts all twelve months side by side: actuals to the month you choose, budget or forecast after.
- Revenue by customer and by article, and channel margin, where configured
- Foreign entities translated into euros on ECB rates
- Budget versus actual in every report
- Full English and Dutch interface, light and dark
Variance
Variance explained, down to the booking.
The variance report marks each line favourable or unfavourable. Ask the AI to explain a row, add your own notes, and see the findings that matter at month end.
Click a line to see the accounts behind it, then the bookings behind each account. The figure in the report and the entries beneath it come from the same ledger.
Variance
5 favourable 1 unfavourable
| Line | Actual | Budget | Variance | % | |
|---|---|---|---|---|---|
| Revenue | €2.889.681 | €2.878.291 | €11.390 | +0,4% | Favourable |
| Cost of sales | −€1.661.431 | −€1.683.800 | €22.369 | +1,3% | Favourable |
| Gross profit | €1.228.250 | €1.194.491 | €33.759 | +2,8% | Favourable |
| Personnel costs | −€451.544 | −€457.882 | €6.338 | +1,4% | Favourable |
| −€253.317 | −€241.858 | −€11.459 | −4,7% | ||
| Other operating costs are €11k over budget in October. Marketing explains it: €20k over its own budget of €41k, mainly the trade fair stand at the Installatievakbeurs (€27.966, booked 14 Oct). Housing, Car costs, ICT and software, and General costs came in under budget. Based on: P&L and accounts 4100–4800, Oct 2026 | |||||
| EBITDA | €523.389 | €494.751 | €28.638 | +5,8% | Favourable |
P&L 4600 Marketing
Click a line to open the accounts behind it.
| Account | Actual | Budget | Variance |
|---|---|---|---|
| 4100 Housing | −€75.995 | −€77.395 | €1.400 |
| 4300 Car costs | −€32.931 | −€33.860 | €929 |
| 4500 ICT and software | −€53.197 | −€55.627 | €2.430 |
| −€60.796 | −€41.116 | −€19.680 | |
| 4800 General costs | −€30.398 | −€33.860 | €3.462 |
| Total | −€253.317 | −€241.858 | −€11.459 |
| Date | Booking | Amount |
|---|---|---|
| 3 oct | Online campaigns, October | −€17.631 |
| 14 oct | Trade fair stand, Installatievakbeurs | −€27.966 |
| 21 oct | Brochures and print | −€9.119 |
| 28 oct | Sponsorship, local football club | −€6.080 |
| Total | −€60.796 |
Export
One Export menu for every report.
Copy a table, download CSV, Excel with working formulas or PDF, add the report to a management report, pin it to the dashboard, or open it as a workbook.
Dashboard
A dashboard that starts from a template.
Build the dashboard from blocks of any report, each with its own period, entity, size and table or chart view. Start from a template: Pulse for the headline figures, the year by month, cash and who owes you; Briefing for what is due and overdue, cash and the year on paper; or Cash and working capital.
Dashboard
Revenue stands at €25,60M, net income at €2,59M. Cash stands at €3,38M.
€25,60M
Revenue, year to date
October €2,89M
€3,80M
EBITDA, year to date
14,8% of revenue
€2,59M
Net income, year to date
10,1% of revenue
€3,38M
Cash and cash equivalents, end of October
P&L, 2026
Actuals January to October
Due and overdue
Open on 5 nov 2026, longest overdue first
| Customer | Open | Status |
|---|---|---|
| Oostzand Retail | €48.210 | Overdue · 62 days |
| Marewijk Zorg | €31.940 | Overdue · 34 days |
| Kortveld Logistiek | €86.420 | Overdue · 12 days |
| Fjordlys Bygg AS | €22.750 | Due in 6 days |
3 invoices overdue, €166.570 in total.
Cash
€3,38M
Cash and cash equivalents, end of October
The year on paper
| This year | Last year | Δ | |
|---|---|---|---|
| Revenue | €25.602.154 | €23.395.060 | +9,4% |
| EBITDA | €3.795.160 | €3.104.603 | +22,2% |
| Net income | €2.591.592 | €2.071.593 | +25,1% |
€3,38M
Cash now
€2,10M
Lowest, week 52
€2,66M
In 13 weeks
Liquidity
Current ratio
3,42x
+0,15xvs Sep 2026
Nov 2025 – Oct 2026
Quick ratio
3,42x
+0,15xvs Sep 2026
Nov 2025 – Oct 2026
Cash ratio
1,53x
+0,20xvs Sep 2026
Nov 2025 – Oct 2026
Working capital
Working capital
€5.330.643
+€333.107vs Sep 2026
Nov 2025 – Oct 2026
Days sales outstanding
43 days
−1 dayvs Sep 2026
Nov 2025 – Oct 2026
Days payables outstanding
34 days
0 daysvs Sep 2026
Nov 2025 – Oct 2026
Days inventory outstanding
Not available
Workbooks
A live spreadsheet on your figures.
Open a blank workbook or start from the P&L, balance sheet, cash flow or KPIs. Write formulas, keep the history, export to Excel or CSV, and ask the AI to read the workbook and explain what drives the numbers.
P&L Oct 2026
Workbook| A | B | C | D | |
|---|---|---|---|---|
| 1 | Aug 2026 | Sep 2026 | Oct 2026 | |
| 2 | Revenue | 2.475.346 | 2.876.367 | 2.889.681 |
| 3 | Cost of sales | −1.439.341 | −1.676.851 | −1.661.431 |
| 4 | Gross profit | 1.036.005 | 1.199.516 | 1.228.250 |
| 5 | Personnel costs | −452.186 | −452.077 | −451.544 |
| 6 | Other operating costs | −220.247 | −252.549 | −253.317 |
| 7 | EBITDA | 363.572 | 494.890 | 523.389 |
| 8 | ||||
| 9 | Gross margin % | 41,9% | 41,7% | 42,5% |
Sheet 1
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See your own statements.
Twenty minutes. We show the reports running on live numbers and talk through your setup.